TERMS OF SERVICE

Last updated: January 2026

These Terms of Service (“Terms”) govern your access to and use of the website located at https://branchworth.com, including any subdomains, content, functionality, and services offered on or through the website (collectively, the “Website”), which is owned and operated by Branchworth, LLC (“Branchworth,” “we,” “us,” or “our”).

By accessing or using the Website, you agree to be bound by these Terms and by our Privacy Policy. If you do not agree to these Terms, you may not access or use the Website.

1. Use of the Website

You may use the Website solely for lawful purposes and in accordance with these Terms. You agree not to use the Website:

• In any way that violates applicable federal, state, local, or international law or regulation

• To engage in fraudulent, deceptive, or misleading conduct

• To interfere with or disrupt the operation or security of the Website

• To attempt to gain unauthorized access to any portion of the Website, servers, or systems

We reserve the right to suspend or terminate access to the Website at our sole discretion, without notice, for conduct that we believe violates these Terms or is otherwise harmful to Branchworth or other users.

2. No Professional Advice

Any information provided on the Website is for general informational purposes only. Nothing on the Website constitutes business, legal, financial, or professional advice, nor does it create a client, consulting, fiduciary, or advisory relationship unless expressly agreed to in writing through a separate engagement agreement.

You should not act or refrain from acting based on information from the Website without seeking appropriate professional advice specific to your circumstances.

3. Intellectual Property Rights

All content on the Website, including but not limited to text, graphics, logos, icons, images, audio, video, software, and other materials (collectively, “Content”), is owned by or licensed to Branchworth and is protected by U.S. and international copyright, trademark, and other intellectual property laws.

You may view, download, and print Content solely for your personal, non-commercial use. You may not reproduce, distribute, modify, create derivative works from, publicly display, or otherwise exploit any Content without our prior written consent.

Nothing in these Terms grants you any right, title, or interest in or to the Website or its Content.

4. Third-Party Links and Services

The Website may contain links to third-party websites or services that are not owned or controlled by Branchworth. These links are provided for convenience only.

We do not endorse, control, or assume responsibility for the content, privacy practices, or terms of any third-party websites or services. Your use of any third-party website or service is at your own risk.

5. Disclaimer of Warranties

The Website and all Content are provided on an “as is” and “as available” basis, without warranties of any kind, either express or implied.

To the fullest extent permitted by law, Branchworth disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement. We do not warrant that the Website will be uninterrupted, error-free, secure, or free of viruses or other harmful components.

6. Limitation of Liability

To the fullest extent permitted by law, Branchworth and its members, managers, employees, contractors, and affiliates shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising out of or relating to your use of or inability to use the Website, even if we have been advised of the possibility of such damages.

In no event shall Branchworth’s total liability to you for all claims arising from or relating to the Website exceed one hundred dollars ($100).

7. Indemnification

You agree to defend, indemnify, and hold harmless Branchworth and its members, managers, employees, and affiliates from and against any claims, damages, liabilities, losses, and expenses (including reasonable attorneys’ fees) arising out of or relating to your use of the Website, your violation of these Terms, or your violation of any applicable law or third-party rights.

8. Governing Law and Venue

These Terms shall be governed by and construed in accordance with the laws of the State of Ohio, without regard to conflict-of-law principles.

Any legal action or proceeding arising out of or relating to these Terms or the Website shall be brought exclusively in the state or federal courts located in Ohio, and you consent to the personal jurisdiction and venue of such courts.

9. Changes to These Terms

We may update these Terms from time to time at our discretion. Any changes will be effective immediately upon posting to the Website. Your continued use of the Website after changes are posted constitutes your acceptance of the revised Terms.

10. Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable, the remaining provisions shall remain in full force and effect.

11. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Branchworth regarding your use of the Website and supersede all prior or contemporaneous understandings or agreements.

12. Contact Information

If you have questions about these Terms, you may contact us at:

Branchworth, LLC >> https://branchworth.com or info@branchworth.com